The Medicare deadline for applying for Part B coverge depends on several important factors. If you or your spouse are covered under your employers group plan and the employer employs fewer than 20 workers your coverage becomes secondary to Medicare when you turn 65. If you or your husband then retire the enrollment deadline is three (3) months after you turn 65. If the employer has 20 or more workers the employers plan is primary even after you turn 65. If you and a covered spouse retire at age 65 you will have eight (8) months after coverge ends to apply for Part B. Failure to apply for Part B will result in a 10% increase in Part B Premiums. If you miss the deadline it can leave you temporarily uninsured and your next opportunity to enroll is between January 1 and March 31 for coverage that will not begin until July 1.
Do not take these deadlines for granted. Contact Social Security and double check these deadlines with them.